01
Capture instantly
Type, speak, or send a receipt. Theo extracts amount, merchant, category, account and direction.
Telegram-native finance assistant
Track money from messages
— without spreadsheets.
Send what happened in Telegram. Theo extracts the amount, category, and account, asks you to confirm, then keeps your balances, budgets and debts up to date.
No card to start · Cancel anytime · EN / RU / UZ
+45 000 UZS
Korzinka · Food
Saved · Humo
‹
Theo AI
● online
Message
02 — Product
A finance assistant that lives in Telegram.
Theo turns everyday money moments into clean records, then keeps the bigger picture easy to read.
What it is
Theo AI is a Telegram bot and Mini App for everyday money: send text, a voice note, or a receipt, and it becomes an organized transaction.
02
Accounts and 70+ currencies
Cash, cards, UZS, USD, EUR and more stay in one clear balance.
03
Budgets and analytics
Category limits, reports and spending patterns without manual spreadsheets.
04
Debts and reminders
Track who owes whom, due dates, repayments and gentle nudges.
03 — Pricing
Free to start. Pro when you need it.
7-day trial, no card required. Cancel anytime.
Free
0 forever
- Text, voice & photo capture, weekly limits
- One main account
- Basic categories
- Basic analytics
Pro7-day free trial
19 990 UZS / month
- Unlimited text, voice and photo capture
- Multi-currency pockets & transfers
- Category budgets, debts ledger, analytics
- PDF & Excel export through Telegram
- Mention Theo from any chat
- Priority support
Pay with Atmos or Multicard. Cancel anytime in the Mini App.
04 — Proof
20,000+ users already track money with Theo
Real notes from Telegram and Instagram: people use Theo for daily spending, subscriptions and family budgets.
05 — FAQ
Good questions.
No. Theo lives inside Telegram. The Mini App opens straight from the bot — no app store, no extra account.