Capture instantly
Type, speak, or send a receipt. Theo extracts amount, merchant, category, account and direction.
Send what happened in Telegram. Theo extracts the amount, category, and account, asks you to confirm, then keeps your balances, budgets and debts up to date.
No card to start · Cancel anytime · EN / RU / UZ
Theo turns everyday money moments into clean records, then keeps the bigger picture easy to read.
Theo AI is a Telegram bot and Mini App for everyday money: send text, a voice note, or a receipt, and it becomes an organized transaction.
Type, speak, or send a receipt. Theo extracts amount, merchant, category, account and direction.
Cash, cards, UZS, USD, EUR and more stay in one clear balance.
Category limits, reports and spending patterns without manual spreadsheets.
Track who owes whom, due dates, repayments and gentle nudges.
7-day trial, no card required. Cancel anytime.
Pay with Atmos or Multicard. Cancel anytime in the Mini App.
Real notes from Telegram and Instagram: people use Theo for daily spending, subscriptions and family budgets.



















